If you’re a student – or have been in the past – you may have taken out a loan from the Government to fund your studies. Often, this becomes HECS or HELP debt and it’s linked to your tax, which means you may pay some out of your income or have to pay some of the debt back at the end of the financial year.

This quick explainer from Keiena Aspinall-Ivey and the First Nations Foundation looks at how the debt works and some common scenarios students or ex-students may find themselves in.

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