You may be familiar with popular BNPL (Buy-Now-Pay-Later) companies, such as Afterpay and Zip Pay.

While these modes of payment can sound convenient, they can also quickly attract fees if you miss a payment.

Read more: What happens if you miss a Buy-Now-Pay-Later payment?

The factsheet below, produced by the First Nations Foundations, explains some of the dangers and where you can turn for help.