The past year hasn’t been an easy one for a lot of people due to the Coronavirus pandemic.

If you’ve lost your job or some of your income as a result of the pandemic, help is available.

Here is a list of places that are offering support to people affected financially by COVID-19.

If you’ve lost your job or had your income reduced

• Emergency support

If you urgently need money, you can contact Centrelink on 132 850 between 8am and 5pm weekdays. You may be eligible for an advance payment or emergency support if you’re in a crisis situation.

You can also find a list of crisis help services here.

• JobSeeker

If you’ve lost your job or are on reduced hours, you can apply for JobSeeker assistance through Centrelink.

Up until the end of 2020, the payment includes an extra $250 per fortnight on top of the regular amount (Coronavirus supplement). This also applies to people on the ABSTUDY living allowance.

You can reach Centrelink on 132 850 or the Indigenous call centre 1800 136 380.

• Early access to super

If you’re out of work or have had your hours cut by 20 per cent or more, you may be eligible to access up to $10,000 from your super until December 31, 2020.

You can apply online at my.gov.au

IMPORTANT: Think carefully before withdrawing your super unless you have to. You can read more about why here.

If you’re a business owner or employee

• JobKeeper

If you’re working for a business that has suffered as a result of the pandemic, you may be eligible for JobKeeper payments of up to $1200 a fortnight until January 3, 2021. From January 4, 2021 and March 28, 2021, the payment reduces to $1000 per fortnight.

• Indigenous Business Australia grants

Indigenous businesses can apply for grants and loans through IBA if they need some extra help.

IBA is also offering a range of other business support. Find out more here.